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Build what's right for your business.

Choose one product, one package or combine options across Protection, Health and Future. Add more if your needs change.

Protect your employees and business against illness, injury or loss.

Choose from:

Life Assurance
Income Protection
Critical Illness

Save 5% on Life Assurance and Income Protection rates¹

Why do businesses choose this?

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Invest in employee health and wellbeing.

Choose from:

Private Medical
Dental
Health Screening
Cash Plan
Wellbeing App

15% discount on Private Medical renewal rates2

Why do businesses choose this?

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Support your employee's long-term financial goals.

Choose from:

Pension
Salary Sacrifice Schemes
Financial Wellbeing and Education

9.5/10 average employer satisfaction score3

Why do businesses choose this?

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1 5% discount applies to eligible Unum Life Assurance and Income Protection policies. Where another insurer is recommended, different commercial terms will apply. Subject to eligibility criteria, underwriting and policy terms.

2 15% discount applies to eligible Bupa Private Medical Insurance renewals. Available to eligible new Bupa customers only and subject to Bupa's eligibility criteria and policy terms. If you're an existing Bupa customer, our consultants can discuss alternative solutions. Where another insurer is recommended, different commercial terms will apply.

3 Based on Cushon by WTW employer satisfaction survey, conducted between June 2025 and June 2026.

Interested in additional products?

Speak to our team.

Optimal Benefits is a starting point, not a ceiling.

Our consultants can build a wider benefits package tailored to your business needs.

Get your quote started →
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